Surprises Making the most of surprises is a great reason to work with us. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What is a Dwelling Fire Policy? Do you know what a Dwelling Fire Policy is? Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors. Did You Know This Fact About Claims Advances? If a fire forces you out of your home, you can ask for a claim advance.